Cibolo Uninsured Driver Accident Lawyer
Finding out the driver who hit you has no insurance can be overwhelming and frustrating. Sadly, uninsured and underinsured drivers remain a serious problem in Texas, including in Cibolo. If you’ve been injured in a crash caused by an uninsured driver, you may still have legal options. At the Law Office of Israel Garcia, we help accident victims explore every possible path to recovery. A skilled Cibolo uninsured driver accident lawyer can help you fight for the compensation you deserve, even when the at-fault driver lacks insurance.
Why Uninsured Driver Accidents Are So Common in Cibolo
Despite mandatory insurance laws in Texas, many drivers continue to hit the road without coverage. These crashes often occur:
– Along major roadways like I-35 and FM 78
– In neighborhoods where uninsured drivers may be trying to avoid detection
– In hit-and-run situations, where drivers flee to avoid responsibility
Common reasons drivers are uninsured include inability to afford insurance, suspended licenses, or simply disregarding the law. No matter the reason, their decisions can leave innocent victims with serious injuries and costly damages.
Options for Compensation After an Uninsured Driver Accident
Even if the driver who caused your crash has no insurance, you still have options to pursue compensation. These include:
– Filing a claim under your Uninsured/Underinsured Motorist (UM/UIM) coverage
– Using Personal Injury Protection (PIP) or MedPay coverage, if available on your policy
– Investigating third-party liability, such as an employer if the driver was on the job
Our Cibolo uninsured driver accident lawyers review your policy details, handle negotiations with your insurer, and fight for every available dollar under Texas law.
Why Insurance Companies Can Be Difficult After Uninsured Driver Crashes
Many accident victims mistakenly believe their own insurance company will automatically help after an uninsured driver crash. Unfortunately, insurers often treat these claims just like any other — and may attempt to:
– Offer low settlements that don’t reflect your full losses
– Delay your claim to pressure you into accepting less
– Dispute the severity of your injuries or damages
– Argue over whether UM/UIM coverage applies to your crash
We know these tactics well and handle all communications with insurers to protect your rights and maximize your recovery.
Why Choose the Law Office of Israel Garcia?
We understand the frustration of dealing with complex insurance claims — because we’ve been in your shoes. Our firm has over 20 years of personal injury experience, and we’re committed to helping victims of uninsured driver crashes recover the compensation they need.
When you work with us, you get:
– Aggressive legal representation with no upfront fees — you only pay if we win
– Advanced trial strategies and expert negotiation skills
– Compassionate, bilingual legal support — se habla español
Let us take on the legal battle while you focus on healing.
Do I need uninsured motorist coverage to recover compensation?
In most cases, yes. Uninsured/Underinsured Motorist (UM/UIM) coverage is optional in Texas, but it must be declined in writing if you choose not to carry it. If you have this coverage, it can provide compensation for medical bills, lost wages, and more. Our Cibolo uninsured driver accident lawyers can review your policy and help you file a claim under your UM/UIM coverage.
Can I sue the uninsured driver directly?
Technically, yes — but many uninsured drivers have no significant assets, making it unlikely you’d collect on a judgment. In most cases, your best option is to pursue a UM/UIM claim with your own insurance company. We’ll also explore whether third parties, such as employers or vehicle owners, may be liable for your injuries.
What damages can I recover after an uninsured driver accident?
You may be entitled to compensation for medical expenses, lost wages, pain and suffering, emotional distress, future medical care, and property damage. In cases involving severe injuries, we work with medical experts and financial professionals to calculate the full impact of your crash and fight for maximum compensation.
Speak With a Cibolo Uninsured Driver Accident Lawyer Today
If you were hit by an uninsured driver, you don’t have to navigate the insurance process alone. The Law Office of Israel Garcia is ready to fight for your recovery and pursue every available source of compensation. Call (210) 529-9999 or contact us online at https://www.israelgarcialaw.com/contact-us/ to schedule your free consultation. **Se habla español.**
