What Not to Do When Dealing with the Insurance Company After a Truck Accident
If you were hurt in a truck accident and another person’s or entity’s negligence is to blame, you can file a claim against the careless party to obtain damages for your medical expenses, lost income, and other losses. To obtain compensation, you must file a claim with the insurance company. Insurance companies are big businesses and instead of prioritizing your health and well-being, they focus on protecting their own profits.
To do this, insurance companies use many tactics to reduce, deny, and delay claims. Our San Antonio truck accident lawyer explains what not to do after a crash below so you obtain a fair settlement.
Do Not Provide a Recorded or Written Statement
Insurance adjusters are very skilled at using your own words against you. If you say something that contradicts what is written in the police report or something you said previously, or even just make a small mistake, the insurance company will use this to cast suspicion on your entire claim. It is even easier for insurance companies to use your words against you if you provide a written or recorded statement so do not give them this opportunity.
Do Not Sign a Medical Release
The insurance adjuster may tell you that they need you to sign a medical release before they can process your claim. This is not true. Insurers only ask for a signed medical release so they can comb through your records looking for a pre-existing condition. If they find one, they will blame your pain and injury on this condition and say it was not caused by the crash.
Do Not Accept a Lowball Offer
In the days and perhaps even moments after a truck accident, the insurance company may offer you a settlement offer. They may even act friendly, say they want to do the right thing, and seem as though they want to do the right thing. Accident victims are often so happy to receive any type of offer they immediately accept the first one. This is a mistake. The first offer made by insurers is never enough to fully cover your losses and so, you should not accept anything until you have spoken to an attorney.
Do Not Apologize
Again, the insurance company will take your words out of context and use them against you. Even if you say you are sorry the crash happened at all, the insurance adjuster will twist these words and claim that you accepted fault when you apologized for the accident. Never say you are sorry or anything else that could be misconstrued as accepting fault.
Our Truck Accident Lawyer in San Antonio Can Deal with the Insurer on Your Behalf
Insurance companies use many tactics to avoid paying claims and so, it is important you have a San Antonio truck accident lawyer on your side. At the Law Office of Israel Garcia, our experienced attorney can deal with the insurer on your behalf to ensure your rights are protected and you receive a fair settlement. Call us today at 210-LAW-9999 or chat with us online to request a consultation and to learn more about how we can help.
